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First Home

Congratulations on taking this big step! Motor City Representatives are dedicated to meeting your individual needs

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Renew or Refinance

Up for renewal or looking to refinance? Ask us how you can use your home equity for that renovation you've been waiting to finish

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Whether you're moving to a new house or moving your mortgage to Motor City, we aim to make it a smooth transition

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Great Rates

We offer competitive fixed rates so you can choose the option that best fits your financial goals

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List of rates for MORTGAGE RATES
1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
1 Year Open

Flexible Mortgage Solutions

At Motor City, we offer flexible and economical mortgages designed to meet your needs. Our professional and knowledgeable staff will help you decide on the type of mortgage that fits you and your family. With a Motor City Mortgage, you can expect the following:

  • Competitive interest rates:  Fixed or Variable*
  • Your choice of an open or closed mortgage
  • Up to a 25 year amortization period available*
  • A variety of repayment options: monthly, semi-monthly, bi-weekly or weekly
  • Available mortgage terms from 1 to 5 years
  • Refinancing of up to 80% of the value of the property
  • Consolidation and home renovations mortgages available
  • Insured mortgages available up to 95% with 25 year maximum amortization
  • Life, Disability, Critical Illness, and Loss of Employment Insurance available

First Time Home Buyer

From the initial mortgage discussion, to your pre-approval, and finally to congratulating you on your closing date, we are here for you

Renew your Mortgage

When renewing your mortgage, it's a great time to look at your financial goals. Take advantage of lower rates to keep more cash in your pocket

Refinance your Mortgage

Whether you want to consolidate debt or need funds for a renovation project, we make it easy to use the equity in your home to achieve your goals


Let us finance your dreams

Buying or investing in your home is often overwhelming, because let's face it, it's one of the biggest financial decisions you will make in your life.

Choosing the right mortgage is as important as choosing your home. When making your choice, you owe it to yourself to carefully examine the advantages and long-term benefits of a Motor City Community Credit Union mortgage.

Mortgage Application

Mortgage Calculator


*Some conditions apply. Available for residential properties only and is subject to meeting Motor City Community Credit Union credit granting requirements. Offer may be changed, extended or withdrawn at any time without notice. Interest rate compounded half-yearly, not in advance. Interest rates are subject to change without notice at any time.

We guarantee your interest rate for the selected mortgage type and term for up to 90 days from the application date. If the mortgage is not funded within the 90-day period, the interest rate guarantee expires. Some restrictions apply. Subject to credit approval. Default insurance premiums may apply.



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