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Anytime, Anywhere

Bank 24/7 with Online and Mobile options

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3,700+ ATMs Nationwide

Use our Canada-wide surcharge-free ATM network

Deposit Anywhere

Deposit Anywhere

Deposit cheques with a click of a button on our mobile app

Phone Sending Money - E-transfer

Interac e-Transfers

A fast and secure way to send and receive money


FreeFlex Account

Bank how, when, and where you want - for free!



  • Monthly Fee: $0
  • Free In-Branch, Mobile and Internet Banking

  • Free Bill Payments (online & in-branch)
  • Unlimited ATM Transactions at 3,700+ ATMs
  • Unlimited Debit Transactions
  • No Minimum Monthly Balance Required!

Flex+ Account

All the features of our FreeFlex account, plus premium features that works for you



  • Monthly Fee: $10
  • 5 Free Interact® e-Transfers per month
  • 1 Free CAD Draft/Official Cheque per month
  • 1 Free Stop Payment per month
  • 1 Free USD Draft per month
  • 100 Free Personal Cheques per year
  • No Minimum Monthly Balance Required!

Flex62+ Account

All the features of our premium Flex+ account, but FREE for members 62+



  • Monthly Fee: $0
  • Free Bill Payments (online and in-branch)
  • Unlimited ATM Transactions at 3,700+ ATMs
  • 5 Free Interact® e-Transfers per month
  • 1 free CAD/USD Draft/Official Cheque per month
  • Free Order of Cheques per year
  • No Minimum Monthly Balance Required!
  • Eligible Age: 62 years of age and older

YouthSave Account

A hybrid Chequing and Savings account that’s perfect for children and teens. Available as a regular account or a trust account.

Premium Interest Rate:

If your child has $5,000 in their YouthSave Account and let it compound over 12 months, they could earn $121. Compared to $9 in an account at a big bank.



  • Monthly Fee: $0
  • 2% Interest Rate for balances below $10,000
    1% Interest Rate for balances above $10,000
  • Free In-Branch, Mobile and Internet Banking
  • 5 Free e-Transfers per month
  • Unlimited ATM Transactions at 3,700+ ATMs*
  • Unlimited Debit Transactions*
  • Eligible Age: 17 years of age and younger

*Access to a debit card requires consent of a parent or guardian.

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Using your Motor City Account

When it comes to the ways that you can use your chequing account, we know that some might seem automatic like using your Flex Card Debit Card or Online Banking, and some might not be top of mind all the time. Here's a full list of the ways that you can take full advantage of your account!

  • In-Branch - to withdraw large cash amounts or get a draft
  • Flex Card Debit Card - for everyday purchases
  • Online - to check balances, make bill payments, and more
  • Mobile App - similar to online banking but in the palm of your hand
  • ATMs - use over 3,700 ATMs nationwide to get cash, surcharge free
  • Interac® e-Transfer - to send and receive money*
  • Deposit Anywhere™ - a feature in our app to deposit cheques

*Transaction fee may apply depending on the account

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More Power with Flex+

Need more than just the basic features? Upgrade to the Flex+ Account today!