Credit Card

Covid-19 Update

April 13, 2020

Collabria is introducing a Temporary Interest Rate Reduction option to their Payment Deferral program.

Minimum Payment Deferral

Cardholders impacted by COVID-19 can request Deferral of Minimum Payments and the Promotional Interest Rate bundle will be approved for up to 3 months at a time. Members are asked to call the Collabria Contact Centre at 1-855-341-4643 to request Deferral of Minimum Payments. Cardholders can call in after 3 months and can be extended to 6 months, if needed.*

Reduced Interest Rate of 10.9%

Members who are Collabria cardholders and are experiencing a financial hardship due to the impacts of COVID-19 are asked to call the Collabria Contact Centre at 1-855-341-4643 to request their interest rate be reduced to 10.9% for up to 6 months. Interest rates on purchases and cash advances reduced to 10.9% for up to 6 months.^

Click Here for Full Details

*Cardholder can apply to defer their payments in three-month increments, with an option to extend for another three months if they are still experiencing financial hardship due to the COVID-19 pandemic.

^This offer will be available to all qualified cardholders, except those with Centra Gold cards who are already in a low interest rate product (note - Cardholders with Centra Gold will continue to be eligible for the Payment Deferral program).

Mastercard Image

We know credit cards aren’t a one size fits all, that’s why we offer a full suite of personal and business cards, so you can choose the one that works best for you.

Personal Cards

No Annual Fee Cards




Cash Back
Cash Back Card Image




Earn cash rewards on everyday purchases.
No annual fee. Interest Rate: 19.9% Learn More




Apply Now



Student
Student Card Image


Helping students build a strong financial future.
No annual fee. Interest Rate: 11.9% Learn More



Apply Now

Low Rate Cards




Classic
Classic Card Image

Low rate and low fee, makes this a great card for
those that sometimes carry a balance.
Annual Fee: $30. Interest Rate: 11.9% Learn More


Apply Now



FlexRate
FlexRate Card Image

Maximum flexibility for your lifestyle. Flexible interest
rates and reward points with every purchase.
Annual Fee: $40. Interest Rate: 9.9%, 12.9%,
15.9%, 18.9% Learn More



Apply Now



Centra Gold
Centra Gold Card Image


Low rate, great rewards and additional card features.
Annual Fee: $50. Interest Rate: 9.9% Learn More



Apply Now

Travel Cards




US Dollar
US Dollar Card Image

The perfect card for those that travel or shop in
the Unites States.
Annual Fee: $50. Interest Rate: 19.9% Learn More



Apply Now



Travel Gold
Travel Gold Card Image

From baggage coverage to emergency health coverage,
travel with peace of mind.
Annual Fee: $99. Interest Rate: 19.9% Learn More



Apply Now



World
World Card Image


More choices, more rewards!
Annual Fee: $120. Interest Rate: 19.9% Learn More



Apply Now


Business Cards




Visa Infinite
Visa Infinite Card Image

Reward your company with infinite rewards.
Annual Fee: $99.
Interest Rate: 19.9% (Merchandise),
21.9% (Cash Advance) Learn More



Apply Now



Visa Low Rate
Visa Low Rate Card Image

Keep costs down while streamlining expense
reporting to help make budgeting easier.
Annual Fee: $25. Interest Rate: 12.9% Learn More



Apply Now



Visa No Fee
Cash Back
Visa No Fee Cash Back Card Image

Earn cash back for the purchases your business
regularly makes.
No Annual Fee. Interest Rate: 19.9% Learn More



Apply Now


Flex Rewards

Flex Rewards Logo

Your Rewards . . . Your Way!

You live your life your way. You should use your rewards your way as well. With our Flex Rewards program, you earn points just for using your card. Plus, you can redeem those points for your choice of cash, gift cards, merchandise or travel rewards.

To check out the most current reward options or redeem points, visit our Rewards Site.

Flex Rewards

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
 
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
 

Find Branch/ATM

Enter address, postal code or branch name