Mastercard®

CHOICE REWARDS® MasterCard® Expand/Collapse


CHOICE REWARDS® MasterCard® credit cards give you all the benefits you get from other cards but we add something extra - the CHOICE REWARDS® program. Every time you use your CHOICE REWARDS MasterCard®, you collect points that are redeemable for Travel, Merchandise and now there's a new Cash Rewards option.

Visit a branch to sign up or get more information!


Get exactly what you want by knowing who you are.

Travel with Perks

You love to travel and collect points fast. Life's best when you have lots of choice and no restrictions. Your cards are:

CHOICE REWARDS® World Elite® MasterCard®

Get away faster with 2 CHOICE REWARDS® points for every dollar you spend. There are no blackout dates and no restrictions on seats, carriers, dates or destinations. Plus, there's a comprehensive package of insurances for peace of mind wherever you travel in the world. Add to that, the complete freedom to redeem your points for unrestricted travel, merchandise or cash and you've found your perfect card.

Key Features & Benefits
  • CHOICE REWARDS
  • Out-of-Province/Country Travel Health Plan
  • MasterTrip®
  • MasterPurchase®
  • MasterRental®
  • MasterLegal®
  • Concierge Services
  • Price Protection
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

Gold CHOICE REWARDS® MasterCard®

This is the card you want with you everywhere you go. It's your passport to a world of convenience, coverage and benefits. Earn 1 CHOICE REWARDS® point for every dollar you spend knowing you can redeem points at any time and for anything you want whether it's unrestricted travel, merchandise or cash.

Key Features & Benefits
  • CHOICE REWARDS
  • Out-of-Province/Country Travel Health Plan
  • MasterTrip®
  • MasterPurchase®
  • MasterRental®
  • MasterLegal®
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

Low Fee Gold CHOICE REWARDS® MasterCard®

Already have a great medical plan at work? This card gives you great coverage on your travel, car rentals and purchases but saves you the fees associated with medical insurance. Get the prestige and spending power of gold with 1 CHOICE REWARDS® point for every dollar you spend and the freedom to redeem points for unrestricted travel, merchandise or cash.

Key Features & Benefits
  • CHOICE REWARDS Program
  • MasterTrip®
  • MasterPurchase®
  • MasterRental®
  • MasterLegal®
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

Pay Less, Get More

You value great value. You want low fees and low rates but you still expect to be rewarded. Your cards are:

Low Fee CHOICE REWARDS® MasterCard®

When we say low fee — we mean it. Just look at the incredible value you get for less than $25 a year! Extended warranties on purchases, great coverage when you travel, and 1 CHOICE REWARDS® point for every dollar you spend. Go ahead and redeem them for unrestricted travel, merchandise or cash any time you want.

Key Features & Benefits
  • CHOICE REWARDS Program
  • MasterTrip®
  • MasterPurchase®
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

No fee CHOICE REWARDS® MasterCard®

Imagine paying no annual fees and still getting the best of everything like coverage and peace of mind when you travel and 1 CHOICE REWARDS ® point for every 2 dollars you spend. Redeem points for unrestricted travel, merchandise or cash. Keep it simple and smart at the same time.

Key Features & Benefits
  • CHOICE REWARDS Program
  • MasterTrip®
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

Low rate MasterCard®

If a low monthly interest rate is important to you, you'll want to consider this great card. Get an interest rate that's close to half of other cards and protection when you travel. Makes larger purchases easier to finance. Even comes with basic travel insurance.

Key Features & Benefits
  • MasterTrip®
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

Start Out Right

You're just starting out in life. You're looking for your first card and want it to be a good one. Your card is:

Student CHOICE REWARDS® MasterCard®

It's the best time of life but also the toughest time to get established. Plan for the future by building your credit rating before you enter the workforce. This great credit card gives you extra protection for the cool stuff you buy and 1 CHOICE REWARDS ® point for every dollar you spend, redeemable for unrestricted travel, merchandise or cash.

Key Features & Benefits
  • CHOICE REWARDS Program
  • MasterTrip®
  • MasterPurchase®
Plus all the basics like
  • Global access
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash

‡ These are the highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.
†† To qualify for this offer, a member must apply and be approved for the specific credit card account described in the offer. Please allow 8 – 10 weeks from the date the new account is opened for the bonus points to be posted to your points account. Limit one-time bonus (no cash value) per new account. This promotion is offered by CUETS Financial and may be amended or cancelled at any time without notice.
†††† To be eligible for a World Elite Account, your personal annual income must be greater than $70,000, or your household annual income must be $120,000 or greater and you must meet the criteria set out in this offer.
† Promotional AIR offers remain subject to: (i) your CUETS Financial credit card account being in good standing during the promotional period, and (ii) your financial status not having changed since the date we initially determined that your account was eligible for a promotional AIR.
The promotional AIR will increase at the end of the promotional AIR period or if you are late making any minimum payment, and any remaining balances will become subject to the applicable standard AIR.
^Balance transfers and access cheques must be repaid and otherwise dealt with according to the terms of your Account Agreement and are subject to credit availability. Balance transfers and access cheques cannot be used for repayment of any account established or maintained by CUETS Financial or its affiliates. A transaction fee may apply. See your Account Agreement for full details.


CUETS Financial is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. ® CHOICE REWARDS is a registered trade-mark of The Toronto-Dominion Bank. CUETS is a trade-mark of Canadian Credit Union Association, used under license.

 

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MasterCard® (Rates effective 2017-04-25)
CHOICE REWARDS® World Elite® MasterCard® 19.49%
Gold CHOICE REWARDS® MasterCard® 19.49%
Low Fee Gold CHOICE REWARDS® MasterCard® 19.49%
Low Fee CHOICE REWARDS® MasterCard® 19.49%
No fee CHOICE REWARDS® MasterCard® 19.99%
Low rate MasterCard® 11.99%
Student CHOICE REWARDS® MasterCard® 19.49%