Credit Card

We know credit cards aren’t a one size fits all, that’s why we offer a full suite of personal and business cards, so you can choose the one that works best for you.
Personal Cards
No Annual Fee Cards |
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Cash Back |
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Student |
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Helping students build a strong financial future. No annual fee. Interest Rate: 11.9% Learn More |
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Low Rate Cards |
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Classic |
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Low rate and low fee, makes this a great card for those that sometimes carry a balance. Annual Fee: $30. Interest Rate: 11.9% Learn More |
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FlexRate |
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Maximum flexibility for your lifestyle. Flexible interest rates and reward points with every purchase. Annual Fee: $40. Interest Rate: 9.9%, 12.9%, 15.9%, 18.9% Learn More |
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Centra Gold |
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Low rate, great rewards and additional card features. Annual Fee: $50. Interest Rate: 9.9% Learn More |
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Travel Cards |
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US Dollar |
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The perfect card for those that travel or shop in the Unites States. Annual Fee: $50. Interest Rate: 19.9% Learn More |
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Travel Gold |
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From baggage coverage to emergency health coverage, travel with peace of mind. Annual Fee: $99. Interest Rate: 19.9% Learn More |
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World |
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More choices, more rewards! Annual Fee: $120. Interest Rate: 19.9% Learn More |
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Business Cards
Visa Infinite |
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Reward your company with infinite rewards. Annual Fee: $99. Interest Rate: 19.9% (Merchandise), 21.9% (Cash Advance) Learn More |
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Visa Low Rate |
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Keep costs down while streamlining expense reporting to help make budgeting easier. Annual Fee: $25. Interest Rate: 12.9% Learn More |
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Visa No Fee Cash Back |
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Earn cash back for the purchases your business regularly makes. No Annual Fee. Interest Rate: 19.9% Learn More |
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Flex Rewards

Your Rewards . . . Your Way!
You live your life your way. You should use your rewards your way as well. With our Flex Rewards program, you earn points just for using your card. Plus, you can redeem those points for your choice of cash, gift cards, merchandise or travel rewards.
To check out the most current reward options or redeem points, visit our Rewards Site.
Flex Rewards
The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.