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Motor City Members have access to THE EXCHANGE® Network, a shared network of over 3,700 full-service ATMs in all 10 provinces across the country that allows members both withdrawal and deposit functions on a surcharge-free basis.

National Bank, HSBC Bank, Mac’s/Circle K convenient stores, and the majority of all credit unions in Canada participate in THE EXCHANGE® Network, meaning you can use all these ATMs at no additional cost! Free is always good.

Visiting the USA? You also have access to 500,000 Accel ATMs in the United States1.


Can’t find an EXCHANGE® Network or Accel ATM? Check the back of your card for other ATM networks your Flex Card will work with1


1 Accel and other ATM networks such as Interac carry additional service charges and fees.
EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.
Please note that Flex Card's (Debit Card) that connect to individual consumer or a proprietary business account must access a Deposit Account, credit line, overdraft account, or a savings account. Multi-signature business accounts are not permitted on the Exchange Network.