Account Services

Expand the options below to view specific service charges.

If you have any questions, please call or visit a branch or you can click here to contact us.

Personal Account Services Expand/Collapse

Service
Fee
Account closed within 90 days $25
Balance of account transfer $25
Draft (CAD or USD) $7
Certified Cheque $10
Charge Backs $5
Cheques on collection $25
Inactive Accounts $60/yr
Dorment Member $150
Unclaimed Balances $60/yr
Insufficient Funds $50
Processing Post Dated Items $3
Reference Letter $35
Registered Transfer Out $100
Stop Payment $15
Assisted Transfer $10
Coverdraft Protection $5
Writing US cheque on Canadian account $15
Records Search (<90 Days) $25 or $40/hr
Records Search (>90 Days) $40 or $40/hr
Non-Exchange Network ATM Transaction $1.50

Business Account Services Expand/Collapse

Service
Fee
Cash Request - Coin $0.10/roll
Cash Request - Notes $0.30/bndl
Overdraft Handling Fee $5
CAFT Installation $250
CAFT - Create additional ID $100
Additional AFT Test $20
Automatically released AFT file $30
File Upload via MCCCU $30/file
CAFT per item via MCCCU $0.30/item
Individual AFT error correction $3/item
New Business Charges
Late reporting of financial statements $200
Credit Bureau Report Cost + $5
Property Search Cost + $10
Property Tax Statement Cost + $10
CRA Requirement to Pay received $20
PPSA Registration Cost + $10
PPSA Discharge Cost + $10
External Account Verification Statement Cost + $10

Loans and Mortgages Expand/Collapse

Service
Fee
Appraisal $260
Mortgage Discharge $500
Mortgage Transfer $300
Blend & Extend $200
Reference Letter $30
CMHC Fee Free
Mortgage Renewal Free
Bridge Financing $300
PPSA Registration $100
Loan Payment Frequency Charge Free
Confirmation of Balance $30
Term switch (variable to fixed) Free
Collateral Inspection $200 + mileage
Extension Agreement $100
Wage Assignment $200

Wire Transfer Expand/Collapse

Service
Fee
Outgoing - CAD $35
Outgoing - USD $35 (USD)
Incoming - CAD $15
Incoming - USD $17.50 (USD)
Incoming - Other Currency $17.50 (USD)
Tracing Wire $40 or $40/hr
Extension Agreement $100
Wage Assignment $200

Safe Deposit Boxes Expand/Collapse

Service
Fee
2 x 5 $40
3 x 5 $50
5 x 5 $75
5 x 10 $80
10 x 10 $120
Lost Key Replacement $25
Drill Box Cost + $110
Listing of Contents $40 or $40/hr
 

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