Business Banking

As a business owner or manager of an association, we understand you want financial solutions that work as effectively as you do. You want decisions made quickly and fairly. You want a financial partner who appreciates the challenge of operating a small to medium-sized organization. Motor City is locally owned and operated and can be efficient and flexible in addressing your financial needs. Our decision makers are right here in your community.

We offer the services you need:

  • A business specific online banking platform
  • Interac e-transfer®
  • Certified Cheques
  • Utility Bill Payments
  • Official Cheques
  • Safety Deposit Box
  • Foreign Drafts/Wires
  • Foreign Exchange
Visit our Commercial Lending Centre today at 420 Kildare Rd, Unit 301 or call us at 519-977-6939 for more information!

Apply for a Business Membership

Commercial Accounts

Commercial Flex (Business Chequing/Savings Account) Expand/Collapse

A chequing account combined with a tiered daily interest savings function that offers premium interest rates for larger balances and designed for members who are:

  • Operating a business
  • Utilizing short term deposits
  • Seeking a premium interest rate with liquidity
For our current interest rates and tiers click here

Features and Benefits:

  • Monthly consolidated statement including all transactions and accounts/loans
  • Direct Debit (Customer Automated Funds Transfer) from other financial institutions
  • Interest compounded monthly
  • Online banking and night depository service is available at no additional cost
  • Negotiable interest rates on Term Deposits
Service Charges and Fees:

  • Low $8 monthly maintenance fee.
  • For all account service charges and fees associated with this account click here.
  • All incorporated businesses, partnerships, clubs/organizations, or other type of business are required to be a member of MCCCU and purchase $100 in shares. (Sole Proprietorships may have shares under either the business name, or the Proprietors name). To learn more about shares click here and scroll down to “About Member Shares”

Community Flex (Organization Account) Expand/Collapse

At Motor City we are committed to helping our community. That is why we offer our Community Flex account to organizations such as non-profits, school groups, sports clubs and charities. This account has all the same great features as our Commercial Flex account but with no monthly maintenance fee and other reduced or free account fees.

We also offer premium interest rates calculated daily and compounded monthly for large balances at the same interest tiers as our Commercial Flex account. Our current rates and tiers can be found by clicking here.

For more information about account services and fees for this account click here or contact a branch or our Commercial Lending Center today.

Contact Us

Other Business Accounts Expand/Collapse

Savings and USD Accounts

Plan 24, High Interest Savings, and U.S. Savings

Business and Organizational members also have access to our personal savings and USD accounts. To learn more about these accounts click here and scroll down to “Savings” and “USD Account.”

Visa Business Expand/Collapse

Visa Infinite
Visa Infinite Card Image

Reward your company with infinite rewards.
Annual Fee: $99.
Interest Rate: 19.9% (Merchandise),
21.9% (Cash Advance) Learn More

Apply Now

Visa Low Rate
Visa Low Rate Card Image

Keep costs down while streamlining expense
reporting to help make budgeting easier.
Annual Fee: $25. Interest Rate: 12.9% Learn More

Apply Now

Visa No Fee
Cash Back
Visa No Fee Cash Back Card Image

Earn cash back for the purchases your business
regularly makes.
No Annual Fee. Interest Rate: 19.9% Learn More

Apply Now

Commercial Lending Expand/Collapse

Whether you need to acquire new property, expand current facilities, refinance existing debt, purchase equipment or assistance with working capital needs, our commercial lending team is available. Contact us at 519-977-6939 for more information.

Account Services and Accessing Your Funds

With any of our Motor City accounts you have many services at your disposal. Click on any of the following for more information:

Please note that Flex Card's (Debit Card) that connect to individual consumer or a proprietary business account must access a Deposit Account, credit line, overdraft account, or a savings account. Multi-signature business accounts are not permitted on the Exchange Network.

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