Business Banking

As a business owner or manager of an association, we understand you want financial solutions that work as effectively as you do. You want decisions made quickly and fairly. You want a financial partner who appreciates the challenge of operating a small to medium-sized organization. Motor City is locally owned and operated and can be efficient and flexible in addressing your financial needs. Our decision makers are right here in your community.

We offer the services you need:

  • Certified cheques
  • Utility Bill Payments
  • Official Cheques
  • Safety Deposit Box
  • Foreign Drafts/Wires
  • Foreign Exchange

Accessing Your Funds

In addition to utilizing our in-branch services, you can access your accounts 24 hours a day by using Online Banking, Mobile App, MemberLine, our telephone banking service or your debit card for ATM or retail transactions.

Visit our Commercial Lending Centre today at 420 Kildare Rd, Unit 301 or contact us for more info!

Commercial Accounts

Strictly Business (Chequing/Savings) Expand/Collapse


This is a chequing account combined with a tiered daily interest savings function that offers premium interest rates for larger balances. The interest tiers start at $5000.

A tiered daily interest account with premium rates designed for members who are:

  • Operating a business or organization
  • Utilizing short term deposits
  • Seeking a premium interest rate with liquidity

Motor City's relationship-based pricing strategy offers greater value and convenience.

Other features include:

  • One free debit item on specified minimum monthly balances
  • Monthly consolidated statement including all transactions and accounts/loans
  • Direct Debit (Customer Automated Funds Transfer) from other financial institutions
  • Interest compounded monthly

Service Charges

One owner of the business is required to be a member of MCCCU and purchase $100 in shares

Banking service charges of $0.80 per debit item; for every $500 current account balance, based on the minimum monthly balance, there is one free debit item i.e. 100 debits per month would require a minimum monthly balance of at least $50,000 in order to offset the service charges.

No charges for deposits to the account.

Bill payments, made other than by Preauthorized Payment Plan (PAP), are charged at $0.75 via Internet/ABM and $1.50 at the counter regardless of account balance.

Low $8 monthly maintenance fee.

Online banking and night depository service is available at no additional cost.

Interest is paid on current account balances based on the following tiers*:

  • 0.05% from $5,000 to $24,999
  • 0.10% from $25,000-$49,999
  • 0.25% from $50,000-$99,999
  • 0.75% for $100,000+

Term deposits interest rates are negotiable and available on request

*Rates are subject to change without notice

Other Business Accounts Expand/Collapse



Plan 24

With this savings account, interest is calculated on the daily minimum balance and compounded monthly

U.S. Savings

All balances and transactions are in U.S. dollars in this daily interest savings account.

U.S. Chequing

U.S. Chequing accounts are available for our business members.

Visa Business Expand/Collapse

Visa Infinite
Visa Infinite Card Image

Reward your company with infinite rewards.
Annual Fee: $99.
Interest Rate: 19.9% (Merchandise),
21.9% (Cash Advance) Learn More

Apply Now

Visa Low Rate
Visa Low Rate Card Image

Keep costs down while streamlining expense
reporting to help make budgeting easier.
Annual Fee: $25. Interest Rate: 12.9% Learn More

Apply Now

Visa No Fee
Cash Back
Visa No Fee Cash Back Card Image

Earn cash back for the purchases your business
regularly makes.
No Annual Fee. Interest Rate: 19.9% Learn More

Apply Now

Commercial Lending Expand/Collapse

Whether you need to acquire new property, expand current facilities, refinance existing debt, purchase equipment or assistance with working capital needs, our commercial lending team is available...



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