Ways to Bank at Motor City

Motor City Community Credit Union offers a full range of service delivery options, in addition to our Branch locations. Whether your preference is Online,Mobile Banking, Telephone or ATM access, Motor City Community Credit Union delivers!

Download the Motor City App for your phone!

Apple App Store LinkAndroid App Store Link

In Branch

For our members that prefer to do their banking in person, we offer three retail banking locations. Please visit us at one of the branches.

Online Banking Expand/Collapse

You’ll be amazed to experience the ease and convenience of Motor City Community Credit Union’s online banking. Online banking is accessible from every MCCCU website page. You will need a Personal Access Code (PAC) to get started which you can get at your local branch.

Benefits of doing your banking online:

  • 24-hour secure access to your accounts from any location with internet service.
  • Check balances, transfer funds, pay bills and view e-statements.
  • Your Personal Access Code (PAC) provides safe access and guarantees that your accounts and transactions remain private information.
  • It is recommended that Your Personal Access Code (PAC) should be different from your Personal Identification Number (PIN) and kept confidential (memorize it), as it is your ‘virtual’ signature and authorization for transactions.

Would you like to read more about Internet Security? Please click here.

Telephone Banking Expand/Collapse

Our automated touch-tone telephone banking service is an easy banking alternative which members can use 24 hours a day, seven days a week.
Please dial our toll-free number 1-800-492-8492 or our local number 519-945-5511 and get instant access to your accounts to:
  • Obtain account balance inquiries.
  • Make bill Payments.
  • Transfer funds.
  • Request account transaction information.
What you will need:
  • Member Number
  • Motor City Identification Code (contact your local branch to ensure your account has been activated)

ATMs Expand/Collapse

Each Motor City Community Credit Union branch is equipped with a full-service ATM. But that's not all. MCCCU service is available at hundreds of ATM’s, with no additional fees!

MCCCU provides its members with access to THE EXCHANGE® Network, a shared network of full-service ATMs in all 10 provinces across the country that allows members both withdrawal and deposit functions on a surcharge-free basis. A couple of major banks, as well as several area credit unions participate in the THE EXCHANGE® Network, meaning you can use their ATM’s at no additional cost.

Exchange Network Image

Motor City Community Credit Union members have convenient access at hundreds of ATMs across Canada for surcharge free deposits & withdrawals. So wherever your travels take you, just look for the Exchange logo or click here to find an ATM.


Travelling to the USA?

In addition to THE EXCHANGE® ATMs in Canada, you can also make cash withdrawals at THE EXCHANGE® ATMs in the United States without paying additional surcharge fees.*

THE EXCHANGE® ATMs are located in every state, including Alaska and Hawaii.

*Some state laws may override this network rule and allow surcharging. EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.

Deposit Anywhere Expand/Collapse

Depositing cheques is a snap.

With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet, from anywhere, day or night.

So whether you’re at coffee with friends, at work, or staying up late to get your banking done—any time is the right time to deposit cheques.

Here’s how it works:

  1. Open the app on your smartphone
  2. Select your account and enter the amount
  3. Snap a photo of the front and back of your cheque
  4. Confirm the details and tap “submit”. That’s it.

It's so easy. Watch this video on how to Deposit Anywhere.

DEPOSIT ANYWHERE is a trademark of Central 1 Credit Union, used under license.

Free, Fast & Secure.

Deposit Anywhere is a free service and just as secure as depositing your cheque at a branch. Plus, it’s fast. Most people complete their deposit in less than a minute and can do it from anywhere and at any time.

Any questions?

InteracĀ® e-Transfer Expand/Collapse

The simple, secure way to transfer money from anywhere to anyone.

Send or receive money in a snap with Interac e-Transfer. All you need is an email and/or mobile phone number and an account at a Canadian financial institution. As a sender, you don't need to worry about figuring out where the person banks and they won't know where you do your banking, because all account details and financial institutions are kept confidential.

Whether you owe a friend for pizza, need to pay your share of the rent or expect to receive a payment from a customer, we've got you covered.

It's easy. There's no need to set up any new accounts, user IDs or passwords. As long as both parties have online banking accounts, all you need to send or receive money is the recipient's mobile phone number or email address.

It's secure. When you send an Interac e-Transfer by text or email, the money never travels with the message. Instead, recipients receive an encrypted link to deposit the funds using their own banking credentials.

It's convenient. With Interac e-Transfer, you can use any computer or mobile phone to send or receive money instantly by text or by email. Whether you owe your friend, he owes you or they just don't take plastic, you'll never need to worry about carrying cash again.

It's quick. Recipients are notified by email and/or text that they have received a payment within approximately 30 minutes from when the sender initiates the transfer.

Ways to use it

To start using Interac® e-transfer, visit your nearest Motor City branch to have a Member Representative activate this feature on your account.

Interac e-Transfer is a quick and convenient way to transfer money for almost anything, such as:

  • Repaying money you borrowed from a friend
  • Sending cash to children at college or university
  • Transferring your share of rent to your roommate
  • Sending money in place of a gift
  • Paying the invoices of suppliers (on single and dual-signature business accounts)

    Ready to get started?

    See our section for more information on how we keep your financial information safe.

    ® Trademark of Interac Inc. Used under license.

    Mobile Banking Expand/Collapse

    Web Browser Enabled

    Motor City's Mobile Web Service allows users to perform banking functions on mobile devices that have browser capabilities. Our Mobile Web Service supports a wide number of devices, but Smartphone users will have the best experience in using this service.

    With Mobile Web Banking you can:

    • View account balance and activity
    • Perform immediate and post-dated transfers
    • View scheduled transfers
    • Perform immediate and post-dated payments
    • View scheduled bill payments
    • Delete scheduled bill payments

    How do I register for Mobile Web Banking?

    If you are registered for Online Banking, no additional registration is required. You will simply need your account number and Online Banking password to login to your accounts through the Motor City’s Mobile Web Service at https://www.mcccu.com/m.

    What are the benefits of Mobile Web?

    • You can access banking information anywhere at any time
    • You can pay bills and transfer funds at any time which helps avoid late fees
    • You can manage budgets by being able to check account balances before making a purchase
    • You can find a Motor City branch or ATM at any time

    Is there a cost for Mobile Web?

    Motor City Credit Union's Mobile Web Service is free. Regular transaction fees associated with your bank account will apply. There may be additional costs related to accessing the internet using your mobile device. Please check your wireless plan or verify with your wireless carrier.

    What is Memorized Accounts?

    Motor City's Mobile Web Members can use memorized accounts to speed up the login process. The Memorized Accounts function can be used with mobile devices that have desktop level browsers to "memorize" the branch account numbers for those who access Mobile Web Services. The benefit is that Members do not have to enter them each time they log in.


    Mobile App Expand/Collapse

    Introducing the Motor City Mobile App, designed specifically for iPhone. With a host of convenient features, it's a fast and secure way to handle everyday banking wherever and whenever it suits you.

    With the Motor City Mobile App you can:

    • Check your account balances and account activity
    • Pay bills
    • Transfer money between accounts
    • Manage scheduled payments and transfers
    • Check the latest interest rates
    • Send or receive INTERAC e-Transfers, or add an e-Transfer recipient
    • Find your closest branch or ATM


    • There are no new passwords to remember. All account log-in information is the same as your online banking information
    • Fast and easy to navigate
    • Compatible with iOS and Android devices.

    Check balances in a flash with QuickView

    Now you can browse selected account balances on the go, even before you've logged in. Just activate the QuickView feature in the app and a single tap of the screen will keep you in the know.

    Privacy and Security


    It's our priority to keep your information safe, which is why our mobile app uses the same high level of security as our online banking website.

    Any questions?

    Visit our Frequently Asked Questions page.


    iPhone, iPod touch, and iPad are trademarks of Apple Inc. registered in the United States and other countries.® Trade-mark of Interac Inc. Used under license.


    MEMBER CARDĀ® Debit Card Expand/Collapse

    Your MEMBER CARD® debit card provides safe and secure access to your account(s) through a worldwide network of ATMs and most retail merchants in Canada and the US.  It gives you the freedom to access your funds instantly, and the control to spend only what you can afford.  All you need is your own Personal Identification Number (PIN) which you can obtain and/or change any time at your local MCCCU branch.

    Features and Benefits:

    • Your membership identification card.
    • Minimizes the need to carry cash.
    • Once activated with a Personal Identification Number (PIN), your MEMBER CARD® debit card provides convenient access to your chequing and savings accounts at ATM and Interac direct payment services at participating merchants.
    • Parental consent is required if you are under the age of 16.
    • Members have access to THE EXCHANGE® Network, a shared network of full-service ATMs in all 10 provinces across the country that allows members both withdrawal and deposit functions on a surcharge-free basis. A couple of major banks, as well as several area credit unions participate in THE EXCHANGE® Network, meaning you can use their ATMs at no additional cost.
    • Use our ATM Search to see where you can use your debit card.

    The INTERAC™ Association provides valuable security tips on how to protect your PIN.
    ®MEMBER CARD is a registered certification mark owned by Credit Union Central of Canada and is used under license.
    ®EXCHANGE is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.


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